You do not have to become a cybersecurity expert. You just need a reliable way to slow the message down and verify it safely.
A phishing email can look polished and may copy the name, colors, or language of a company you recognize. The safer question is: what is the message asking you to do?
Do not use the link or phone number in the suspicious message. Open the company's website or app the way you normally do, or use a phone number you already know is legitimate. If there really is an account problem, you should be able to see it there.
Do not panic. What you do next depends on whether you entered information or something may have downloaded. Use our step-by-step guide: I clicked a suspicious link — now what?
The Federal Trade Commission recommends reporting phishing attempts. Suspicious emails can also be forwarded to the Anti-Phishing Working Group at reportphishing@apwg.org.
See four common scam warning signs →
Source basis: Federal Trade Commission Consumer Advice, “How To Recognize and Avoid Phishing Scams” and “Phishing scams can be hard to spot,” consumer.ftc.gov. Guidance checked August 31, 2026.